Retirement plan

COMMUNITY ACTION PARTNERSHIP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. PENSION PLAN

Name: CAP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. - COMMUNITY ACTION PARTNERSHIP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. PENSION PLAN (2016) Form 5500
Creator: CAP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION PARTNERSHIP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. PENSION PLAN, CAP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC.

CAP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC.EIN 63-0501263Plan #001PY 2016

PO BOX 3975 - HUNTSVILLE, AL 358100975256-851-9800caa-htsval.orgLinkedIn11-50 employeesnon-profit organization management

Other plans on this EIN

1 filing

#002Retirement-$307K assets

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$753K

-2.5% from 2015

Total participants

-26.7% from 2015

Average account balance

$35,873

+6.8% from 2015

Annual return

5.73%

+3.32 pp from 2015

Benchmarks

See 109,098 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort109,098 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$499K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$22K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4864

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$102K

$7871 / participant

Other / not subdivided$102K100.0%

% of EOY assets

13.582%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,873

$181,896-80.3%

$156,551-77.1%

$273,972-86.9%

Participation rate

92.3%

88.4%+3.9pp

84.0%+8.3pp

83.0%+9.3pp

Annual return

5.73%

30.74%-25.0pp

32.23%-26.5pp

41.46%-35.7pp

Employer contribution / active EE

$2,970

$6,248-52.5%

$5,501-46.0%

$4,869-39.0%

Participant deferral / active EE

$5,550-100.0%

$4,871-100.0%

$5,287-100.0%

Admin fee / account holder

$4,872

$15,560-68.7%

$13,028-62.6%

$10,133-51.9%

COMMUNITY ACTION PARTNERSHIP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION PARTNERSHIP HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC. PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion