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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,566 | $65,034-29.9% | $90,970-49.9% | $79,856-42.9% |
| Participation rate | 61.2% | 61.6%-0.4pp | 69.0%-7.8pp | 69.6%-8.5pp |
| Annual return | 13.47% | 30.45%-17.0pp | 134.60%-121.1pp | 31.71%-18.2pp |
| Employer contribution / active EE | $836 | $1,247-33.0% | $2,122-60.6% | $2,471-66.2% |
| Participant deferral / active EE | $1,670 | $2,512-33.5% | $3,373-50.5% | $3,741-55.4% |
| Admin fee / account holder | $2,300 | $4,536-49.3% | $5,961-61.4% | $5,306-56.7% |