Filed March 1, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 27 1300 THAMES ST FL 6 · BALTIMORE, MD 212313496 | Advisory (Plan) | $33,833 |
Service code 15 · EIN 48-1205033 | Recordkeeping | $22,158 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,652 | $79,184-8.2% | $102,438-29.1% | $74,546-2.5% |
| Participation rate | 99.1% | 74.8%+24.3pp | 76.5%+22.6pp | 67.2%+31.9pp |
| Annual return | 12.72% | 54.95%-42.2pp | 29.37%-16.7pp | 1366.03%-1353.3pp |
| Employer contribution / active EE | $3,112 | $2,362+31.8% | $3,024+2.9% | $2,624+18.6% |
| Participant deferral / active EE | $5,747 | $4,414+30.2% | $5,054+13.7% | $4,347+32.2% |
| Admin fee / account holder | $389 | $2,001-80.6% | $9,448-95.9% | $1,944-80.0% |