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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,545 | $65,566+187.6% | $86,235+118.6% | $75,177+150.8% |
| Participation rate | 84.2% | 60.5%+23.7pp | 69.0%+15.3pp | 67.2%+17.0pp |
| Annual return | 6.76% | 46.07%-39.3pp | 1170.03%-1163.3pp | 160.75%-154.0pp |
| Employer contribution / active EE | $7,325 | $1,553+371.6% | $2,381+207.6% | $2,671+174.2% |
| Participant deferral / active EE | $6,145 | $3,023+103.3% | $3,987+54.1% | $4,126+48.9% |
| Admin fee / account holder | $9,650 | $5,470+76.4% | $6,856+40.8% | $5,651+70.8% |