Retirement plan

EMPLOYEE BENEFIT PLAN OF THE ARC OF THE SHOALS

Name: THE ARC OF THE SHOALS - EMPLOYEE BENEFIT PLAN OF THE ARC OF THE SHOALS (2016) Form 5500
Creator: THE ARC OF THE SHOALS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF THE ARC OF THE SHOALS, THE ARC OF THE SHOALS

THE ARC OF THE SHOALSEIN 63-0412649Plan #001PY 2016

100 LAMAR AVENUE - TUSCUMBIA, AL 35674256-383-1472arcoftheshoals.comLinkedIn11-50 employeeseducation management

Other plans on this EIN

1 filing

#002Retirement-$531K assets

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$343K

+49.1% from 2015

Total participants

-3.0% from 2015

Average account balance

$5,532

+61.2% from 2015

Annual return

6.63%

+8.41 pp from 2015

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

153.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$111K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1315

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2L2M

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$15K

$258 / participant

Other / not subdivided$15K100.0%

% of EOY assets

4.514%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$5,532

$77,638-92.9%

$156,551-96.5%

$62,881-91.2%

Participation rate

95.0%

71.2%+23.8pp

84.0%+11.0pp

69.3%+25.7pp

Annual return

6.63%

50.33%-43.7pp

32.23%-25.6pp

20.14%-13.5pp

Employer contribution / active EE

$857

$3,444-75.1%

$5,501-84.4%

$2,281-62.4%

Participant deferral / active EE

$1,015

$3,046-66.7%

$4,871-79.2%

$3,203-68.3%

Admin fee / account holder

$250

$5,561-95.5%

$13,028-98.1%

$4,296-94.2%

EMPLOYEE BENEFIT PLAN OF THE ARC OF THE SHOALS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF THE ARC OF THE SHOALS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion