Filed December 22, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $129,149 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,223 | $178,759-52.3% | $102,460-16.8% | $106,553-20.0% |
| Participation rate | 96.4% | 91.3%+5.2pp | 76.5%+19.9pp | 69.8%+26.6pp |
| Annual return | 15.76% | 17.23%-1.5pp | 29.47%-13.7pp | 17.37%-1.6pp |
| Employer contribution / active EE | $3,082 | $5,750-46.4% | $3,025+1.9% | $3,359-8.2% |
| Participant deferral / active EE | $5,062 | $9,466-46.5% | $5,056+0.1% | $5,562-9.0% |
| Admin fee / account holder | $11 | $62-82.0% | $9,460-99.9% | $80-86.0% |