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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,665 | $63,346-27.9% | $92,240-50.5% | $70,126-34.9% |
| Participation rate | 84.6% | 68.7%+15.9pp | 76.5%+8.1pp | 69.5%+15.1pp |
| Annual return | 11.81% | 530.19%-518.4pp | 176.29%-164.5pp | 73.15%-61.3pp |
| Employer contribution / active EE | $936 | $2,471-62.1% | $3,680-74.6% | $2,343-60.0% |
| Participant deferral / active EE | $523 | $2,854-81.7% | $3,897-86.6% | $3,332-84.3% |
| Admin fee / account holder | $3,195 | $3,841-16.8% | $5,194-38.5% | $4,645-31.2% |