Filed February 2, 2026 (most recent of 12 filings on file)
Total covered: 56 employees
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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,060 | $71,878+110.2% | $86,698+74.2% | $68,486+120.6% |
| Participation rate | 88.1% | 72.2%+15.8pp | 76.6%+11.5pp | 67.9%+20.2pp |
| Annual return | -14.74% | 3.53%-18.3pp | 35.95%-50.7pp | -7.85%-6.9pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,197 | $3,779+143.4% | $4,656+97.5% | $4,028+128.4% |
| Admin fee / account holder | $28,725 | $6,113+369.9% | $7,493+283.4% | $5,404+431.6% |