Retirement plan

ALAGASCO EMPLOYEE SAVINGS PLAN

Name: ALABAMA GAS CORPORATION - ALAGASCO EMPLOYEE SAVINGS PLAN (2015) Form 5500
Creator: ALABAMA GAS CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALAGASCO EMPLOYEE SAVINGS PLAN, ALABAMA GAS CORPORATION

ALABAMA GAS CORPORATIONEIN 63-0022000Plan #004PY 2015

2101 6TH AVENUE NORTH - BIRMINGHAM, AL 35203205-326-1834

Other plans on this EIN

2 filings

#013Retirement-$84.4M assets #001Retirement-$20.5M assets

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$184.9M

No prior year

Total participants

995

No prior year

Average account balance

$188,890

No prior year

Annual return

-9.26%

No prior year

Benchmarks

See 126 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants250-999

Cohort126 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.16M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-93.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FID INV INST OPS CO1+ years Service code 37 · EIN 04-2647786	Loan Processing	$33,435

Plan features & details

Pension benefit codes2E2F2H2J2K2O3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$34K

$38 / participant

Other / not subdivided$34K100.0%

% of EOY assets

0.018%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$188,890

$112,315+68.2%

$81,367+132.1%

$55,191+242.2%

Participation rate

98.2%

88.0%+10.2pp

82.3%+15.9pp

69.2%+29.1pp

Annual return

-9.26%

0.62%-9.9pp

-0.92%-8.3pp

10.78%-20.0pp

Employer contribution / active EE

$4,016

$4,239-5.3%

$3,930+2.2%

$1,899+111.5%

Participant deferral / active EE

$4,279

$6,435-33.5%

$5,383-20.5%

$3,046+40.5%

Admin fee / account holder

$34

$83-58.8%

$8,926-99.6%

$91-62.2%

Provider

Service type

Compensation

FID INV INST OPS CO1+ years

Service code 37 · EIN 04-2647786

Loan Processing

$33,435

ALAGASCO EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALAGASCO EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion