Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,439 | $48,235+118.6% | $68,803+53.2% | $68,490+53.9% |
| Participation rate | 39.4% | 60.7%-21.3pp | 69.0%-29.6pp | 67.9%-28.5pp |
| Annual return | -22.27% | -12.70%-9.6pp | -6.37%-15.9pp | -7.85%-14.4pp |
| Employer contribution / active EE | $814 | $1,829-55.5% | $2,656-69.3% | $2,597-68.6% |
| Participant deferral / active EE | $2,031 | $2,867-29.1% | $3,942-48.5% | $4,028-49.6% |
| Admin fee / account holder | $652 | $4,361-85.1% | $4,936-86.8% | $5,403-87.9% |