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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,279 | $197,637-49.3% | $177,848-43.6% | $158,982-36.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.02% | 58.77%-42.8pp | 48.33%-32.3pp | 302.99%-287.0pp |
| Employer contribution / active EE | $4,231 | $6,698-36.8% | $5,919-28.5% | $4,763-11.2% |
| Participant deferral / active EE | $8,603 | $8,405+2.4% | $7,714+11.5% | $5,983+43.8% |
| Admin fee / account holder | $3,453 | $15,406-77.6% | $12,431-72.2% | $11,252-69.3% |