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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,099 | $106,524+46.5% | $152,301+2.5% | $87,485+78.4% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.4%+5.6pp | 68.9%+19.1pp |
| Annual return | 15.60% | 26.89%-11.3pp | 80.50%-64.9pp | 26.06%-10.5pp |
| Employer contribution / active EE | $5,029 | $3,371+49.2% | $4,624+8.7% | $2,596+93.7% |
| Participant deferral / active EE | $12,562 | $6,525+92.5% | $8,004+57.0% | $4,274+194.0% |
| Admin fee / account holder | $11,807 | $8,287+42.5% | $14,398-18.0% | $7,775+51.9% |