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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,099 | $106,749+46.2% | $145,433+7.3% | $82,448+89.3% |
| Participation rate | 88.0% | 75.6%+12.4pp | 82.1%+5.9pp | 68.1%+19.9pp |
| Annual return | 15.60% | 27.59%-12.0pp | 66.58%-51.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $5,029 | $3,444+46.0% | $4,554+10.4% | $2,551+97.1% |
| Participant deferral / active EE | $12,562 | $6,519+92.7% | $7,897+59.1% | $4,139+203.5% |
| Admin fee / account holder | $11,807 | $8,390+40.7% | $13,129-10.1% | $7,234+63.2% |