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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,757 | $165,351+0.8% | $149,710+11.4% | $158,931+4.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.13% | 348.19%-346.1pp | 276.63%-274.5pp | 302.86%-300.7pp |
| Employer contribution / active EE | $10,310 | $5,103+102.0% | $4,645+122.0% | $4,761+116.5% |
| Participant deferral / active EE | $4,381 | $7,181-39.0% | $6,842-36.0% | $5,982-26.8% |
| Admin fee / account holder | $53,697 | $10,807+396.9% | $9,309+476.8% | $11,247+377.4% |