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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,757 | $165,399+0.8% | $149,745+11.4% | $158,982+4.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.13% | 348.34%-346.2pp | 276.72%-274.6pp | 302.99%-300.9pp |
| Employer contribution / active EE | $10,310 | $5,105+102.0% | $4,646+121.9% | $4,763+116.5% |
| Participant deferral / active EE | $4,381 | $7,183-39.0% | $6,843-36.0% | $5,983-26.8% |
| Admin fee / account holder | $53,697 | $10,811+396.7% | $9,312+476.7% | $11,252+377.2% |