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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,741 | $65,566-33.3% | $86,235-49.3% | $75,177-41.8% |
| Participation rate | 34.9% | 60.5%-25.6pp | 69.0%-34.1pp | 67.2%-32.3pp |
| Annual return | 15.29% | 46.07%-30.8pp | 1170.03%-1154.7pp | 160.75%-145.5pp |
| Employer contribution / active EE | $622 | $1,553-60.0% | $2,381-73.9% | $2,671-76.7% |
| Participant deferral / active EE | $0 | $3,023-100.0% | $3,987-100.0% | $4,126-100.0% |
| Admin fee / account holder | $4,620 | $5,470-15.5% | $6,856-32.6% | $5,651-18.2% |