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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,472 | $118,708-34.7% | $98,920-21.7% | $158,966-51.3% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 12.53% | 372.49%-360.0pp | 196.47%-183.9pp | 302.95%-290.4pp |
| Employer contribution / active EE | $3,136 | $3,334-5.9% | $2,689+16.6% | $4,762-34.2% |
| Participant deferral / active EE | $9,618 | $5,089+89.0% | $4,245+126.6% | $5,983+60.7% |
| Admin fee / account holder | $10,994 | $10,134+8.5% | $6,643+65.5% | $11,250-2.3% |