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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,896 | $153,769+23.5% | $133,975+41.7% | $273,972-30.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -4.13% | 36.51%-40.6pp | 29.29%-33.4pp | 41.46%-45.6pp |
| Employer contribution / active EE | $14,685 | $6,029+143.6% | $5,211+181.8% | $4,869+201.6% |
| Participant deferral / active EE | $11,052 | $6,958+58.8% | $6,282+75.9% | $5,287+109.0% |
| Admin fee / account holder | $2,754 | $11,765-76.6% | $9,324-70.5% | $10,133-72.8% |