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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,037 | $202,342-83.7% | $172,752-80.9% | $152,897-78.4% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 21.99% | 1029.83%-1007.8pp | 802.97%-781.0pp | 345.43%-323.4pp |
| Employer contribution / active EE | $1,551 | $5,858-73.5% | $5,144-69.8% | $4,764-67.4% |
| Participant deferral / active EE | $3,362 | $5,948-43.5% | $5,198-35.3% | $5,851-42.5% |
| Admin fee / account holder | $1,154 | $17,111-93.3% | $13,955-91.7% | $11,599-90.1% |