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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,764 | $150,446-64.9% | $136,297-61.3% | $147,585-64.2% |
| Participation rate | 54.5% | 84.4%-29.9pp | 81.9%-27.4pp | 82.8%-28.3pp |
| Annual return | 13.11% | 1049.14%-1036.0pp | 5156.19%-5143.1pp | 578.58%-565.5pp |
| Employer contribution / active EE | $1,677 | $5,256-68.1% | $4,696-64.3% | $4,876-65.6% |
| Participant deferral / active EE | $3,092 | $6,631-53.4% | $6,247-50.5% | $5,439-43.1% |
| Admin fee / account holder | $64,493 | $10,906+491.4% | $9,244+597.7% | $10,886+492.5% |