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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,274 | $209,422-79.8% | $178,503-76.3% | $158,982-73.4% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 30.85% | 188.81%-158.0pp | 151.12%-120.3pp | 302.99%-272.1pp |
| Employer contribution / active EE | $4,877 | $5,707-14.6% | $5,011-2.7% | $4,763+2.4% |
| Participant deferral / active EE | $9,272 | $5,955+55.7% | $5,202+78.2% | $5,983+55.0% |
| Admin fee / account holder | $3,851 | $17,079-77.4% | $13,987-72.5% | $11,252-65.8% |