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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,800 | $175,231+129.3% | $149,696+168.4% | $139,466+188.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 4.29% | 166.77%-162.5pp | 134.46%-130.2pp | 373.66%-369.4pp |
| Employer contribution / active EE | $0 | $5,478-100.0% | $4,821-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $9,430 | $6,521+44.6% | $5,682+66.0% | $6,712+40.5% |
| Admin fee / account holder | $18,402 | $16,155+13.9% | $13,212+39.3% | $11,409+61.3% |