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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,501 | $171,867-84.6% | $149,721-82.3% | $147,586-82.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 1.39% | 2113.36%-2112.0pp | 1501.67%-1500.3pp | 578.59%-577.2pp |
| Employer contribution / active EE | $3,931 | $6,275-37.4% | $5,444-27.8% | $4,876-19.4% |
| Participant deferral / active EE | $12,569 | $7,270+72.9% | $6,568+91.4% | $5,439+131.1% |
| Admin fee / account holder | $149,436 | $13,799+982.9% | $11,282+1224.5% | $10,886+1272.8% |