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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,584 | $71,878-53.3% | $86,698-61.3% | $68,486-51.0% |
| Participation rate | 70.4% | 72.2%-1.9pp | 76.6%-6.2pp | 67.9%+2.5pp |
| Annual return | -11.84% | 3.53%-15.4pp | 35.95%-47.8pp | -7.85%-4.0pp |
| Employer contribution / active EE | $882 | $2,173-59.4% | $2,837-68.9% | $2,597-66.0% |
| Participant deferral / active EE | $1,696 | $3,779-55.1% | $4,656-63.6% | $4,028-57.9% |
| Admin fee / account holder | $5,095 | $6,113-16.6% | $7,493-32.0% | $5,404-5.7% |