Retirement plan

WOMEN'S HEALTH SERVICES-CHATTANOOGA, PC 401(K) PROFIT SHARING PLAN

Name: WOMEN'S HEALTH SERVICES-CHATTANOOGA P.C. - WOMEN'S HEALTH SERVICES-CHATTANOOGA, PC 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: WOMEN'S HEALTH SERVICES-CHATTANOOGA P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOMEN'S HEALTH SERVICES-CHATTANOOGA, PC 401(K) PROFIT SHARING PLAN, WOMEN'S HEALTH SERVICES-CHATTANOOGA P.C.

WOMEN'S HEALTH SERVICES-CHATTANOOGA P.C.EIN 62-1720873Plan #001PY 2016

PO BOX 21708 - CHATTANOOGA, TN 37424423-899-3804whschattanooga.comLinkedIn51-200 employees

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$6.7M

No prior year

Total participants

128

No prior year

Average account balance

$52,001

No prior year

Annual return

7.59%

No prior year

Benchmarks

See 17,770 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,770 peers

Snapshot2016

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$4.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

134.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$146K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$624

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
ACUMEN WELTH ADVISORS, LLC1+ years Service code 26 · EIN 45-3956962	Advisory (Participants)	$16,289
AMERICAN UNITED LIFE INSURANCE CO2+ years Filed as: AMERICAN UNITED LIFE INSURANCE COMP Service code 15 · EIN 35-0145825	Recordkeeping	$7,476
AMERICAN UNITED LIFE INSURANCE CO2+ years Filed as: AMERICAN UNITED LIFE INSRUANCE CO Service code 52	Indirect Investment Fees	$5,560
ERISA SERVICES, INC.2+ years Service code 15 · EIN 62-1200951	Recordkeeping	$2,777
AMERICAN UNITED LIFE INSURANCE CO2+ years Service code 52	Indirect Investment Fees	$0
AMERICAN UNITED LIFE INSURANCE CO2+ years Filed as: AMERICAN UNITED LIFE INSURNACE CO Service code 52	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$24K

$256 / participant

Other / not subdivided$24K100.0%

% of EOY assets

0.362%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JASON UNDERWOOD CPA PLLC
Auditor EIN: 453976013
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,001

$77,634-33.0%

$156,549-66.8%

$62,891-17.3%

Participation rate

100.0%

71.2%+28.8pp

84.0%+16.0pp

69.3%+30.7pp

Annual return

7.59%

50.32%-42.7pp

32.23%-24.6pp

20.14%-12.6pp

Employer contribution / active EE

$1,382

$3,444-59.9%

$5,501-74.9%

$2,281-39.4%

Participant deferral / active EE

$1,716

$3,045-43.6%

$4,871-64.8%

$3,203-46.4%

Admin fee / account holder

$188

$5,561-96.6%

$13,027-98.6%

$4,296-95.6%

Provider

Service type

Compensation

ACUMEN WELTH ADVISORS, LLC1+ years

Service code 26 · EIN 45-3956962

Advisory (Participants)

$16,289

AMERICAN UNITED LIFE INSURANCE CO2+ years

Filed as: AMERICAN UNITED LIFE INSURANCE COMP

Service code 15 · EIN 35-0145825

Recordkeeping

$7,476

AMERICAN UNITED LIFE INSURANCE CO2+ years

Filed as: AMERICAN UNITED LIFE INSRUANCE CO

Service code 52

Indirect Investment Fees

$5,560

ERISA SERVICES, INC.2+ years

Service code 15 · EIN 62-1200951

Recordkeeping

$2,777

AMERICAN UNITED LIFE INSURANCE CO2+ years

Service code 52

Indirect Investment Fees

AMERICAN UNITED LIFE INSURANCE CO2+ years

Filed as: AMERICAN UNITED LIFE INSURNACE CO

Service code 52

Indirect Investment Fees

WOMEN'S HEALTH SERVICES-CHATTANOOGA, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOMEN'S HEALTH SERVICES-CHATTANOOGA, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion