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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,417 | $97,550+19.3% | $120,344-3.3% | $87,485+33.1% |
| Participation rate | 65.3% | 72.8%-7.5pp | 76.7%-11.4pp | 68.9%-3.7pp |
| Annual return | 15.34% | 18.41%-3.1pp | 20.30%-5.0pp | 26.06%-10.7pp |
| Employer contribution / active EE | $2,236 | $2,291-2.4% | $3,020-26.0% | $2,596-13.9% |
| Participant deferral / active EE | $4,069 | $4,230-3.8% | $5,135-20.7% | $4,274-4.8% |
| Admin fee / account holder | $1,138 | $9,543-88.1% | $12,742-91.1% | $7,775-85.4% |