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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,711 | $77,908+116.6% | $149,696+12.7% | $75,173+124.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.34% | 31.73%-11.4pp | 134.46%-114.1pp | 160.72%-140.4pp |
| Employer contribution / active EE | $3,459 | $3,138+10.3% | $4,821-28.2% | $2,671+29.5% |
| Participant deferral / active EE | $3,984 | $3,411+16.8% | $5,682-29.9% | $4,126-3.5% |
| Admin fee / account holder | $3,824 | $5,950-35.7% | $13,212-71.1% | $5,651-32.3% |