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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,660 | $84,236-56.5% | $170,435-78.5% | $70,126-47.7% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 17.60% | 23.06%-5.5pp | 205.94%-188.3pp | 73.15%-55.5pp |
| Employer contribution / active EE | $4,117 | $3,387+21.6% | $5,432-24.2% | $2,343+75.8% |
| Participant deferral / active EE | $2,642 | $3,086-14.4% | $4,939-46.5% | $3,332-20.7% |
| Admin fee / account holder | $1,173 | $5,698-79.4% | $13,881-91.6% | $4,645-74.8% |