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| Provider | Service type | Compensation |
|---|---|---|
BMO HARRIS BANK NA1+ years Filed as: BMO HARRIS BANK, NA Service code 15 · EIN 36-2085229 | Recordkeeping | $205,010 |
CAMBRIDGE INVESTMENT RESEARCH1+ years Filed as: CAMBRIDGE INVESTMENT GROUP Service code 16 · EIN 39-1897480 | Consulting | $128,099 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $49,505 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,175 | $37,117+326.1% | $147,614+7.2% | $55,191+186.6% |
| Participation rate | 99.8% | 63.6%+36.2pp | 84.6%+15.2pp | 69.2%+30.6pp |
| Annual return | -2.14% | 3.44%-5.6pp | 61.98%-64.1pp | 10.78%-12.9pp |
| Employer contribution / active EE | $7,878 | $1,620+386.1% | $5,564+41.6% | $1,899+314.9% |
| Participant deferral / active EE | $4,569 | $1,985+130.1% | $4,895-6.7% | $3,046+50.0% |
| Admin fee / account holder | $741 | $86+765.5% | $11,611-93.6% | $91+715.8% |