Retirement plan

CHAMBLISS, BAHNER, & STOPHEL, P.C. RETIREMENT PLAN

Name: CHAMBLISS, BAHNER, & STOPHEL, P.C. - CHAMBLISS, BAHNER, & STOPHEL, P.C. RETIREMENT PLAN (2022) Form 5500
Creator: CHAMBLISS, BAHNER, & STOPHEL, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHAMBLISS, BAHNER, & STOPHEL, P.C. RETIREMENT PLAN, CHAMBLISS, BAHNER, & STOPHEL, P.C.

CHAMBLISS, BAHNER, & STOPHEL, P.C.EIN 62-1674553Plan #001PY 2022

605 CHESTNUT STREET, SUITE 1700, LIBERTY TOWER - CHATTANOOGA, TN 37450423-756-3000chamblisslaw.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed January 6, 2026

Plan administrator

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605 Chestnut Street

Chattanooga, TN 37450

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Plans declared (1)

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Total assets (EOY)

$37M

-21.3% from 2021

Total participants

207

+6.2% from 2021

Average account balance

$187,762

-26.9% from 2021

Annual return

-14.35%

-26.01 pp from 2021

Benchmarks

See 5,987 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,987 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$49.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$255K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

193

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.88M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$39

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
ASCENSUS LLC2 years Filed as: ASCENSUS Service code 49 CO/FUTUREPLAN · CHICAGO, IL 60673	Other Services	$18,772
AVINTUS8+ years Service code 99 · EIN 04-3682160	Other Fees	$8,450
MORNINGSTAR8+ years Service code 27 · EIN 36-3297908	Advisory (Plan)	$7,357
VOYA RETIREMENT INSURANCE & ANNUITY1 year Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708	Recordkeeping Fees	$1

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$68K

$481 / participant

Other / not subdivided$68K100.0%

% of EOY assets

0.185%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LBMC PC
Auditor EIN: 621199757
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$187,762

$84,493+122.2%

$125,381+49.8%

$66,938+180.5%

Participation rate

93.0%

76.4%+16.5pp

82.4%+10.6pp

69.8%+23.1pp

Annual return

-14.35%

-8.49%-5.9pp

572.31%-586.7pp

1.58%-15.9pp

Employer contribution / active EE

$4,920

$3,554+38.5%

$4,815+2.2%

$2,545+93.3%

Participant deferral / active EE

$10,634

$6,783+56.8%

$7,448+42.8%

$4,238+150.9%

Admin fee / account holder

$347

$685-49.4%

$10,007-96.5%

$594-41.6%

Provider

Service type

Compensation

ASCENSUS LLC2 years

Filed as: ASCENSUS

Service code 49

CO/FUTUREPLAN · CHICAGO, IL 60673

Other Services

$18,772

AVINTUS8+ years

Service code 99 · EIN 04-3682160

Other Fees

$8,450

MORNINGSTAR8+ years

Service code 27 · EIN 36-3297908

Advisory (Plan)

$7,357

VOYA RETIREMENT INSURANCE & ANNUITY1 year

Filed as: VOYA RETIREMENT INSURANCE AND ANNUI

Service code 64 · EIN 71-0294708

Recordkeeping Fees

CHAMBLISS, BAHNER, & STOPHEL, P.C. RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHAMBLISS, BAHNER, & STOPHEL, P.C. RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion