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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,730 | $167,353+165.7% | $143,797+209.3% | $134,545+230.5% |
| Participation rate | 91.7% | 84.8%+6.8pp | 80.3%+11.3pp | 81.2%+10.4pp |
| Annual return | -18.60% | 0.48%-19.1pp | -0.04%-18.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $9,185 | $5,620+63.4% | $4,952+85.5% | $4,742+93.7% |
| Participant deferral / active EE | $10,569 | $6,447+63.9% | $5,638+87.4% | $6,401+65.1% |
| Admin fee / account holder | $3,450 | $18,096-80.9% | $14,679-76.5% | $11,431-69.8% |