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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,759 | $69,012+50.3% | $160,037-35.2% | $68,490+51.5% |
| Participation rate | 81.4% | 65.4%+16.0pp | 78.0%+3.4pp | 67.9%+13.5pp |
| Annual return | -19.70% | -9.65%-10.0pp | 408.95%-428.7pp | -7.85%-11.8pp |
| Employer contribution / active EE | $1,645 | $2,212-25.6% | $4,226-61.1% | $2,597-36.7% |
| Participant deferral / active EE | $10,721 | $4,212+154.6% | $6,184+73.4% | $4,028+166.2% |
| Admin fee / account holder | $13,373 | $4,798+178.7% | $8,716+53.4% | $5,403+147.5% |