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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,226 | $107,368-60.7% | $92,915-54.6% | $152,909-72.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 26.31% | 145.64%-119.3pp | 109.45%-83.1pp | 345.46%-319.2pp |
| Employer contribution / active EE | $8,939 | $4,222+111.7% | $3,653+144.7% | $4,764+87.6% |
| Participant deferral / active EE | $3,867 | $4,848-20.2% | $4,238-8.8% | $5,851-33.9% |
| Admin fee / account holder | $484 | $7,082-93.2% | $5,796-91.6% | $11,601-95.8% |