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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,685 | $110,410+48.3% | $102,437+59.8% | $145,897+12.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.20% | 24.85%-8.7pp | 24.95%-8.8pp | 552.29%-536.1pp |
| Employer contribution / active EE | $9,808 | $4,217+132.6% | $3,871+153.4% | $4,663+110.4% |
| Participant deferral / active EE | $10,190 | $5,622+81.3% | $5,060+101.4% | $6,689+52.3% |
| Admin fee / account holder | $8,125 | $9,745-16.6% | $8,388-3.1% | $13,390-39.3% |