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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,546 | $84,518-81.6% | $67,704-77.0% | $125,389-87.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -2.20% | 2.57%-4.8pp | 25.41%-27.6pp | 282.24%-284.4pp |
| Employer contribution / active EE | $13,353 | $3,292+305.6% | $2,559+421.7% | $4,866+174.4% |
| Participant deferral / active EE | $27,939 | $4,430+530.7% | $3,585+679.3% | $5,352+422.1% |
| Admin fee / account holder | $2,286 | $5,340-57.2% | $4,255-46.3% | $9,541-76.0% |