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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,111 | $115,810-87.0% | $101,271-85.1% | $158,966-90.5% |
| Participation rate | 93.8% | 79.4%+14.4pp | 75.8%+17.9pp | 82.0%+11.8pp |
| Annual return | 18.32% | 56.15%-37.8pp | 46.48%-28.2pp | 302.95%-284.6pp |
| Employer contribution / active EE | $2,511 | $4,175-39.9% | $3,660-31.4% | $4,762-47.3% |
| Participant deferral / active EE | $7,005 | $4,958+41.3% | $4,371+60.3% | $5,983+17.1% |
| Admin fee / account holder | $789 | $7,248-89.1% | $5,948-86.7% | $11,250-93.0% |