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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,910 | $77,920+25.7% | $149,723-34.6% | $75,177+30.2% |
| Participation rate | 98.4% | 65.6%+32.8pp | 78.8%+19.6pp | 67.2%+31.2pp |
| Annual return | 13.53% | 31.72%-18.2pp | 134.50%-121.0pp | 160.75%-147.2pp |
| Employer contribution / active EE | $4,393 | $3,138+40.0% | $4,821-8.9% | $2,671+64.4% |
| Participant deferral / active EE | $2,725 | $3,411-20.1% | $5,682-52.0% | $4,126-34.0% |
| Admin fee / account holder | $3,047 | $5,951-48.8% | $13,215-76.9% | $5,651-46.1% |