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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,010 | $84,236+103.0% | $170,435+0.3% | $70,126+143.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 16.59% | 23.06%-6.5pp | 205.94%-189.4pp | 73.15%-56.6pp |
| Employer contribution / active EE | $10,165 | $3,387+200.1% | $5,432+87.1% | $2,343+333.9% |
| Participant deferral / active EE | $7,709 | $3,086+149.8% | $4,939+56.1% | $3,332+131.4% |
| Admin fee / account holder | $3,512 | $5,698-38.4% | $13,881-74.7% | $4,645-24.4% |