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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,017 | $99,345+7.7% | $84,753+26.3% | $273,972-60.9% |
| Participation rate | 70.6% | 80.7%-10.1pp | 76.6%-6.0pp | 83.0%-12.4pp |
| Annual return | 6.58% | 22.93%-16.4pp | 22.78%-16.2pp | 41.46%-34.9pp |
| Employer contribution / active EE | $2,222 | $4,214-47.3% | $3,574-37.8% | $4,869-54.4% |
| Participant deferral / active EE | $3,861 | $4,270-9.6% | $3,712+4.0% | $5,287-27.0% |
| Admin fee / account holder | $1,609 | $6,645-75.8% | $5,333-69.8% | $10,133-84.1% |