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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,833 | $78,694-73.5% | $67,653-69.2% | $125,388-83.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.88% | 9.46%-10.3pp | 6625.22%-6626.1pp | 282.24%-283.1pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,358 | $4,292+48.1% | $3,560+78.6% | $5,352+18.8% |
| Admin fee / account holder | $3,632 | $7,403-50.9% | $4,821-24.7% | $9,541-61.9% |