Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,882 | $72,471+28.2% | $94,215-1.4% | $86,983+6.8% |
| Participation rate | 40.5% | 63.9%-23.3pp | 70.0%-29.4pp | 69.5%-29.0pp |
| Annual return | 18.65% | 26.44%-7.8pp | 28.22%-9.6pp | 25.83%-7.2pp |
| Employer contribution / active EE | $1,385 | $1,936-28.5% | $2,675-48.2% | $2,584-46.4% |
| Participant deferral / active EE | $2,398 | $3,397-29.4% | $4,276-43.9% | $4,194-42.8% |
| Admin fee / account holder | $8,732 | $6,468+35.0% | $10,216-14.5% | $7,856+11.2% |