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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,541 | $56,894+67.9% | $84,753+12.7% | $62,881+51.9% |
| Participation rate | 76.9% | 68.5%+8.4pp | 76.6%+0.3pp | 69.3%+7.6pp |
| Annual return | 3.50% | 6.30%-2.8pp | 22.78%-19.3pp | 20.14%-16.6pp |
| Employer contribution / active EE | $719 | $2,400-70.0% | $3,574-79.9% | $2,281-68.5% |
| Participant deferral / active EE | $5,793 | $2,709+113.8% | $3,712+56.1% | $3,203+80.9% |
| Admin fee / account holder | $14,577 | $3,581+307.1% | $5,333+173.3% | $4,296+239.3% |