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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,478 | $135,956-67.3% | $123,894-64.1% | $273,972-83.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -1.18% | 56.63%-57.8pp | 47.52%-48.7pp | 41.46%-42.6pp |
| Employer contribution / active EE | $3,630 | $5,170-29.8% | $4,617-21.4% | $4,869-25.4% |
| Participant deferral / active EE | $4,159 | $6,343-34.4% | $5,984-30.5% | $5,287-21.3% |
| Admin fee / account holder | $4,288 | $9,817-56.3% | $8,357-48.7% | $10,133-57.7% |