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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,351 | $91,198+172.3% | $178,503+39.1% | $79,856+211.0% |
| Participation rate | 82.2% | 69.2%+13.0pp | 81.9%+0.3pp | 69.6%+12.6pp |
| Annual return | 19.31% | 24.20%-4.9pp | 151.12%-131.8pp | 31.71%-12.4pp |
| Employer contribution / active EE | $1,474 | $3,257-54.7% | $5,011-70.6% | $2,471-40.3% |
| Participant deferral / active EE | $1,051 | $3,237-67.5% | $5,202-79.8% | $3,741-71.9% |
| Admin fee / account holder | $2,451 | $6,748-63.7% | $13,987-82.5% | $5,306-53.8% |