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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,697 | $150,446-50.3% | $136,297-45.2% | $147,585-49.4% |
| Participation rate | 90.5% | 84.4%+6.1pp | 81.9%+8.6pp | 82.8%+7.6pp |
| Annual return | 27.00% | 1049.14%-1022.1pp | 5156.19%-5129.2pp | 578.58%-551.6pp |
| Employer contribution / active EE | $2,172 | $5,256-58.7% | $4,696-53.7% | $4,876-55.5% |
| Participant deferral / active EE | $3,409 | $6,631-48.6% | $6,247-45.4% | $5,439-37.3% |
| Admin fee / account holder | $5,636 | $10,906-48.3% | $9,244-39.0% | $10,886-48.2% |