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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,284 | $140,578-82.7% | $100,671-75.9% | $125,389-80.6% |
| Participation rate | 57.1% | 80.4%-23.3pp | 70.7%-13.6pp | 83.2%-26.0pp |
| Annual return | -2.89% | 24.67%-27.6pp | 20.43%-23.3pp | 282.24%-285.1pp |
| Employer contribution / active EE | $798 | $5,965-86.6% | $4,012-80.1% | $4,866-83.6% |
| Participant deferral / active EE | $859 | $3,981-78.4% | $3,144-72.7% | $5,352-83.9% |
| Admin fee / account holder | $89 | $6,716-98.7% | $4,850-98.2% | $9,541-99.1% |