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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,001 | $138,102-68.1% | $125,381-64.9% | $134,532-67.3% |
| Participation rate | 52.4% | 84.5%-32.1pp | 82.4%-30.0pp | 81.2%-28.8pp |
| Annual return | -17.31% | 750.73%-768.0pp | 572.31%-589.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $1,808 | $5,245-65.5% | $4,815-62.5% | $4,741-61.9% |
| Participant deferral / active EE | $3,813 | $7,801-51.1% | $7,448-48.8% | $6,401-40.4% |
| Admin fee / account holder | $683 | $11,568-94.1% | $10,007-93.2% | $11,429-94.0% |