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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,526 | $142,392-63.8% | $119,622-56.9% | $134,532-61.7% |
| Participation rate | 82.6% | 82.8%-0.2pp | 79.3%+3.3pp | 81.2%+1.4pp |
| Annual return | -16.39% | -12.46%-3.9pp | -14.98%-1.4pp | 418.27%-434.7pp |
| Employer contribution / active EE | $7,574 | $5,224+45.0% | $4,232+79.0% | $4,741+59.8% |
| Participant deferral / active EE | $3,229 | $6,467-50.1% | $5,601-42.4% | $6,401-49.6% |
| Admin fee / account holder | $1,141 | $13,593-91.6% | $10,328-89.0% | $11,429-90.0% |