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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,310 | $101,795-48.6% | $165,100-68.3% | $80,959-35.4% |
| Participation rate | 70.7% | 71.8%-1.1pp | 78.6%-7.9pp | 67.7%+3.1pp |
| Annual return | 10.96% | 16.73%-5.8pp | 70.21%-59.2pp | 35.67%-24.7pp |
| Employer contribution / active EE | $5,802 | $2,954+96.4% | $4,348+33.4% | $2,757+110.4% |
| Participant deferral / active EE | $4,423 | $4,476-1.2% | $6,035-26.7% | $4,300+2.9% |
| Admin fee / account holder | $16,147 | $8,221+96.4% | $12,696+27.2% | $6,925+133.2% |