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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,257 | $150,446+13.8% | $136,297+25.6% | $147,585+16.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 4.31% | 1049.14%-1044.8pp | 5156.19%-5151.9pp | 578.58%-574.3pp |
| Employer contribution / active EE | $10,562 | $5,256+100.9% | $4,696+124.9% | $4,876+116.6% |
| Participant deferral / active EE | $8,992 | $6,631+35.6% | $6,247+43.9% | $5,439+65.3% |
| Admin fee / account holder | $41,372 | $10,906+279.3% | $9,244+347.6% | $10,886+280.1% |