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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,604 | $54,729-36.8% | $86,235-59.9% | $71,529-51.6% |
| Participation rate | 52.5% | 60.1%-7.6pp | 69.0%-16.5pp | 67.9%-15.5pp |
| Annual return | 30.62% | 20.07%+10.5pp | 1170.03%-1139.4pp | 28.97%+1.6pp |
| Employer contribution / active EE | $1,790 | $1,267+41.2% | $2,381-24.8% | $2,590-30.9% |
| Participant deferral / active EE | $3,115 | $3,110+0.1% | $3,987-21.9% | $4,291-27.4% |
| Admin fee / account holder | $1,143 | $1,921-40.5% | $6,856-83.3% | $1,588-28.0% |